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| Sample of letter 'Request
for Credit Report'
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If you have applied for a loan or some other
form of credit and been denied you have a right to a free credit report from the
company or companies that provided report(s) to the lender. Use the following
example to request such a report. Here are the addresses of the major credit
companies.
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[Date]
RE: REQUEST FOR FREE CREDIT REPORT
To whom it May Concern:
My credit application was recently denied and according to the attached
letter that I received less than sixty days ago from the company that denied me
credit, your credit bureau issued the report that was used to determine my
credit evaluation.
Section 609 [15 USC 1681g] of the Fair Credit
Reporting Act of 1970 provides that your credit bureau should send me all
information on file that led to my credit application being denied. According to
the provisions of Section 612 (b) [15 USC 1681j (b)], there should be no charge
for this information.
Please send my credit report to the address below.
The attached letter details additional information identifying my account.
If you have any questions or need additional information, please contact
me at [phone].
Thank you.
Sincerely,
First and Last
Name
Address
City, State, Zip
Social Security #
Click to receive your free credit report!
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